/* ===== Tokens ===== */
:root{
  --paper: #F5F3EE;
  --panel: #FFFFFF;
  --ink: #14202B;
  --navy: #0F2438;
  --navy-deep: #081420;
  --brass: #9C7A42;
  --brass-deep: #7C5F32;
  --line: #DEDAD1;
  --line-strong: #C7C2B6;
  --muted: #5C6570;
  --positive: #3F6B52;
  --negative: #8A4B3B;

  --font-display: "Newsreader", Georgia, serif;
  --font-body: "IBM Plex Sans", "Segoe UI", sans-serif;

  --radius: 8px;
  --shadow: 0 16px 40px -22px rgba(8, 20, 32, 0.35);
  --wrap: 1180px;
}

*{ box-sizing: border-box; }
html{ scroll-behavior: smooth; scroll-padding-top: 78px; }
body{
  margin: 0;
  font-family: var(--font-body);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
h1,h2,h3{ font-family: var(--font-display); color: var(--navy); line-height: 1.18; margin: 0 0 .5em; font-weight: 500; }
h1{ font-size: clamp(2rem, 4vw, 3.1rem); font-weight: 500; max-width: 18ch; }
h2{ font-size: clamp(1.5rem, 2.4vw, 2rem); }
h3{ font-size: 1.2rem; font-weight: 600; font-family: var(--font-body); }
p{ margin: 0 0 1em; color: var(--ink); max-width: 66ch; }
a{ color: var(--navy); }
img{ max-width: 100%; display: block; }
ul{ padding: 0; margin: 0; list-style: none; }
ol{ margin: 0; padding-left: 1.2em; }

.wrap{ max-width: var(--wrap); margin: 0 auto; padding: 0 24px; }
.muted{ color: var(--muted); font-size: .93rem; }

.skip-link{
  position: absolute; left: -999px; top: 0; background: var(--navy); color: var(--paper);
  padding: 10px 16px; z-index: 200; border-radius: 0 0 6px 0;
}
.skip-link:focus{ left: 0; }
:focus-visible{ outline: 2.5px solid var(--brass); outline-offset: 2px; }

/* ===== Buttons ===== */
.btn{
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 13px 22px; border-radius: var(--radius); font-weight: 600; font-size: .95rem;
  text-decoration: none; border: 1.5px solid transparent; cursor: pointer;
  transition: background-color .15s ease, border-color .15s ease, color .15s ease;
}
.btn-primary{ background: var(--navy); color: #fff; }
.btn-primary:hover{ background: var(--navy-deep); }
.btn-outline{ background: transparent; color: var(--navy); border-color: var(--line-strong); }
.btn-outline:hover{ border-color: var(--navy); }
.btn-large{ padding: 15px 28px; font-size: 1rem; }
.btn-small{ padding: 8px 15px; font-size: .85rem; }

/* ===== Header ===== */
.site-header{ position: sticky; top: 0; z-index: 100; background: var(--paper); border-bottom: 1px solid var(--line); }
.header-inner{ display: flex; align-items: center; gap: 20px; padding: 14px 24px; }
.brand{ display: flex; align-items: center; gap: 10px; text-decoration: none; color: var(--navy); margin-right: auto; }
.brand-mark{ font-family: var(--font-display); font-weight: 600; font-size: .85rem; letter-spacing: .04em; background: var(--navy); color: #fff; padding: 5px 8px; border-radius: 4px; }
.brand-name{ font-family: var(--font-display); font-weight: 500; font-size: 1.05rem; }
.main-nav{ display: none; gap: 18px; }
.main-nav a{ text-decoration: none; color: var(--muted); font-size: .89rem; padding: 4px 0; border-bottom: 2px solid transparent; }
.main-nav a:hover, .main-nav a[aria-current="page"]{ color: var(--navy); border-bottom-color: var(--brass); }
.nav-toggle{ width: 40px; height: 40px; display: inline-flex; flex-direction: column; align-items: center; justify-content: center; gap: 5px; background: transparent; border: 1px solid var(--line-strong); border-radius: 6px; cursor: pointer; }
.nav-toggle span{ width: 18px; height: 1.5px; background: var(--navy); display: block; }
.mobile-nav{ display: flex; flex-direction: column; max-height: 0; overflow: hidden; transition: max-height .25s ease; background: var(--panel); border-bottom: 1px solid var(--line); }
.mobile-nav.open{ max-height: 480px; }
.mobile-nav a{ padding: 13px 24px; color: var(--navy); text-decoration: none; border-top: 1px solid var(--line); font-size: .94rem; }
@media (min-width: 920px){
  .main-nav{ display: flex; }
  .nav-toggle{ display: none; }
  .mobile-nav{ display: none; }
}

/* ===== Hero ===== */
.hero{ padding: 56px 0 10px; }
.hero-grid{ display: grid; gap: 40px; align-items: center; }
@media (min-width: 960px){ .hero-grid{ grid-template-columns: 1.1fr .9fr; } }
.eyebrow-free{ color: var(--brass-deep); font-weight: 600; font-size: .88rem; margin-bottom: .7em; }
.hero-lead{ font-size: 1.08rem; color: var(--muted); }
.hero-actions{ display: flex; flex-wrap: wrap; gap: 12px; margin: 1.3em 0 .8em; }
.hero-note{ font-size: .87rem; color: var(--muted); max-width: 48ch; }
.hero-panel{ position: relative; }
.network-art{ width: 100%; height: auto; }
.hero-panel-card{
  position: absolute; right: 6%; bottom: 6%; background: var(--navy); color: #fff;
  padding: 18px 20px; border-radius: var(--radius); box-shadow: var(--shadow); min-width: 150px;
}
.hero-panel-kicker{ margin: 0 0 4px; font-size: .78rem; color: rgba(255,255,255,.7); }
.hero-panel-figure{ margin: 0; font-family: var(--font-display); font-size: 1.6rem; color: var(--brass); }
.hero-panel-caption{ margin: 2px 0 0; font-size: .8rem; color: rgba(255,255,255,.75); }

/* ===== Sections ===== */
.section{ padding: 64px 0; }
.section-tinted{ background: var(--panel); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.section-intro{ max-width: 62ch; color: var(--muted); }
.two-col{ display: grid; gap: 42px; }
@media (min-width: 860px){ .two-col{ grid-template-columns: 1fr 1fr; } }
.role-grid{ display: grid; gap: 42px; }
@media (min-width: 860px){ .role-grid{ grid-template-columns: 1.1fr .9fr; } }
.role-not{ background: var(--panel); border: 1px solid var(--line); border-left: 3px solid var(--brass); border-radius: var(--radius); padding: 26px 28px; }
.role-not p{ color: var(--muted); }

.check-list li{ position: relative; padding-left: 24px; margin-bottom: .65em; color: var(--ink); }
.check-list li::before{ content: "—"; position: absolute; left: 0; color: var(--brass-deep); font-weight: 600; }
.check-list.wide{ columns: 1; }
@media (min-width: 760px){ .check-list.wide{ columns: 2; column-gap: 32px; } .check-list.wide li{ break-inside: avoid; } }
.cross-list li{ position: relative; padding-left: 24px; margin-bottom: .65em; color: var(--muted); }
.cross-list li::before{ content: "×"; position: absolute; left: 0; color: var(--negative); font-weight: 600; }

/* Jurisdiction tiles */
.jur-grid{ display: grid; grid-template-columns: repeat(auto-fill, minmax(190px, 1fr)); gap: 14px; margin-top: 30px; }
.jur-tile{ display: flex; flex-direction: column; gap: 4px; background: var(--panel); border: 1px solid var(--line); border-radius: var(--radius); padding: 18px; text-decoration: none; color: var(--ink); transition: border-color .15s ease; }
.jur-tile:hover{ border-color: var(--brass); }
.jur-flag{ font-size: 1.4rem; }
.jur-name{ font-weight: 600; }
.jur-form{ font-size: .85rem; color: var(--muted); }

.cta-band{ background: var(--navy); color: #fff; }
.cta-band h2{ color: #fff; }
.cta-band p{ color: rgba(255,255,255,.78); }
.cta-band-inner{ display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 24px; }

/* Page hero (inner pages) */
.page-hero{ padding-top: 48px; padding-bottom: 28px; }
.verified{ font-size: .85rem; color: var(--muted); }
.verified a{ color: var(--brass-deep); }

/* Spec grid (fiche pratique) */
.spec-grid{ display: grid; grid-template-columns: repeat(auto-fill, minmax(230px, 1fr)); gap: 1px; background: var(--line); border: 1px solid var(--line); margin-top: 26px; border-radius: var(--radius); overflow: hidden; }
.spec-grid > div{ background: var(--panel); padding: 16px 18px; display: flex; flex-direction: column; gap: 4px; }
.spec-grid span{ font-size: .78rem; color: var(--muted); }
.spec-grid strong{ font-weight: 600; }

/* Alt / result cards */
.alt-grid{ display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: 12px; margin: 20px 0; }
.result-card{ display: flex; align-items: center; gap: 10px; background: var(--panel); border: 1px solid var(--line); border-radius: var(--radius); padding: 14px 16px; text-decoration: none; color: var(--ink); }
.result-card:hover{ border-color: var(--brass); }

/* Accordion */
.accordion{ max-width: 780px; margin-top: 20px; border-top: 1px solid var(--line); }
.accordion-item{ border-bottom: 1px solid var(--line); }
.accordion-item h3{ margin: 0; font-family: var(--font-body); }
.accordion-trigger{ width: 100%; text-align: left; background: none; border: 0; padding: 17px 2px; cursor: pointer; font-size: 1rem; font-weight: 600; color: var(--navy); display: flex; justify-content: space-between; gap: 16px; }
.accordion-trigger::after{ content: "+"; color: var(--brass-deep); font-size: 1.3rem; font-weight: 400; flex-shrink: 0; transition: transform .2s ease; }
.accordion-trigger[aria-expanded="true"]::after{ transform: rotate(45deg); }
.accordion-panel{ padding: 0 2px 18px; }
.accordion-panel p{ margin: 0; color: var(--muted); }

/* Topic hub grid */
.topic-grid{ display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 16px; }
.topic-card{ background: var(--panel); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; text-decoration: none; color: var(--ink); display: flex; flex-direction: column; gap: 8px; }
.topic-card:hover{ border-color: var(--brass); }
.topic-card h2{ font-size: 1.05rem; margin: 0; }
.topic-card p{ margin: 0; font-size: .9rem; color: var(--muted); }

/* Bank grid */
.bank-grid{ display: grid; grid-template-columns: repeat(auto-fill, minmax(270px, 1fr)); gap: 16px; margin-top: 26px; }
.bank-card{ background: var(--panel); border: 1px solid var(--line); border-radius: var(--radius); padding: 22px; }
.bank-type{ font-size: .78rem; color: var(--brass-deep); font-weight: 600; margin: 0 0 6px; }
.bank-highlight{ font-size: .88rem; font-weight: 600; color: var(--navy); }
.bank-card dl{ margin: 12px 0; font-size: .85rem; }
.bank-card dt{ color: var(--muted); margin-top: 6px; }
.bank-card dd{ margin: 0; font-weight: 500; }
.bank-restriction{ font-size: .82rem; color: var(--muted); }

/* Process list */
.process-list{ margin-top: 18px; }
.process-list li{ margin-bottom: .5em; padding-left: 6px; }

/* Forms */
.form-card{ background: var(--panel); border: 1px solid var(--line); border-radius: var(--radius); padding: 28px; max-width: 560px; box-shadow: var(--shadow); }
.form-row{ margin-bottom: 15px; }
label{ display: block; font-size: .85rem; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
input, select, textarea{ width: 100%; padding: 11px 12px; border: 1.5px solid var(--line-strong); border-radius: 6px; font-family: var(--font-body); font-size: .93rem; color: var(--ink); background: #fff; }
input:focus, select:focus, textarea:focus{ border-color: var(--navy); outline: none; }
textarea{ resize: vertical; }
.form-note{ margin-top: 12px; margin-bottom: 0; font-size: .88rem; color: var(--positive); min-height: 1.3em; }
.contact-grid{ display: grid; gap: 36px; }
@media (min-width: 900px){ .contact-grid{ grid-template-columns: 1fr .8fr; } }
.contact-aside h2{ font-size: 1.15rem; }
.contact-aside h3{ margin-top: 1.4em; }

/* Prose (guides) */
.prose{ max-width: 72ch; }
.prose h2{ margin-top: 1.4em; }

/* ===== Diagnostic app ===== */
.diagnostic-app{ max-width: 640px; }
.diag-progress{ height: 4px; background: var(--line); border-radius: 4px; overflow: hidden; margin-bottom: 28px; }
.diag-progress-bar{ height: 100%; background: var(--brass); transition: width .25s ease; }
.diag-card{ background: var(--panel); border: 1px solid var(--line); border-radius: var(--radius); padding: 30px; box-shadow: var(--shadow); }
.diag-step{ font-size: .82rem; color: var(--muted); margin-bottom: 10px; }
.diag-question{ font-family: var(--font-display); font-size: 1.35rem; color: var(--navy); margin-bottom: 6px; }
.diag-hint{ font-size: .85rem; color: var(--muted); margin-bottom: 20px; }
.diag-options{ display: grid; gap: 10px; }
.diag-option{ display: flex; align-items: center; gap: 10px; padding: 13px 15px; border: 1.5px solid var(--line-strong); border-radius: 6px; cursor: pointer; background: #fff; font-size: .95rem; }
.diag-option:hover{ border-color: var(--brass); }
.diag-option.selected{ border-color: var(--navy); background: #F1EEE7; }
.diag-nav{ display: flex; justify-content: space-between; margin-top: 24px; }
.diag-nav .btn[disabled]{ opacity: .4; cursor: not-allowed; }

.result-list{ display: grid; gap: 18px; margin-top: 10px; }
.result-item{ background: var(--panel); border: 1px solid var(--line); border-radius: var(--radius); padding: 24px; }
.result-item-head{ display: flex; align-items: center; justify-content: space-between; gap: 12px; flex-wrap: wrap; }
.result-item h3{ margin: 0; font-family: var(--font-display); font-size: 1.25rem; }
.compat-bar{ height: 6px; width: 120px; background: var(--line); border-radius: 4px; overflow: hidden; }
.compat-bar-fill{ height: 100%; background: var(--brass); }
.result-why{ font-size: .88rem; color: var(--muted); margin-top: 10px; }
.result-meta{ display: flex; flex-wrap: wrap; gap: 18px; margin-top: 14px; font-size: .85rem; }
.result-meta div span{ display: block; color: var(--muted); font-size: .76rem; }
.result-actions{ display: flex; gap: 10px; margin-top: 16px; flex-wrap: wrap; }

/* ===== Comparateur ===== */
.comparateur-app{ max-width: 100%; }
.comparateur-select{ display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 22px; }
.comp-chip{ padding: 9px 15px; border-radius: 999px; border: 1.5px solid var(--line-strong); background: #fff; font-size: .88rem; cursor: pointer; }
.comp-chip.active{ background: var(--navy); border-color: var(--navy); color: #fff; }
.comp-table-wrap{ overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); }
table.comp-table{ border-collapse: collapse; width: 100%; min-width: 560px; background: #fff; }
.comp-table th, .comp-table td{ padding: 12px 16px; border-bottom: 1px solid var(--line); text-align: left; font-size: .9rem; vertical-align: top; }
.comp-table th{ background: var(--panel); font-family: var(--font-display); font-weight: 500; color: var(--navy); }
.comp-table td:first-child, .comp-table th:first-child{ color: var(--muted); font-size: .8rem; white-space: nowrap; }

/* ===== Bank matcher ===== */
.bank-matcher .form-card{ max-width: 640px; }
.bank-result{ margin-top: 22px; display: grid; gap: 12px; }
.bank-result-item{ background: #fff; border: 1px solid var(--line); border-radius: var(--radius); padding: 16px 18px; }
.bank-result-item span{ display: block; font-size: .78rem; color: var(--muted); }

/* Footer */
.site-footer{ background: var(--navy-deep); color: rgba(255,255,255,.8); padding: 48px 0 24px; margin-top: 40px; }
.footer-inner{ display: grid; gap: 32px; }
@media (min-width: 860px){ .footer-inner{ grid-template-columns: 1fr 2fr; } }
.footer-brand{ display: flex; flex-direction: column; gap: 12px; }
.footer-brand p{ color: rgba(255,255,255,.65); font-size: .88rem; }
.footer-cols{ display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 24px; }
.footer-cols h3{ color: #fff; font-size: .85rem; margin-bottom: 10px; font-family: var(--font-body); }
.footer-cols a{ display: block; color: rgba(255,255,255,.65); text-decoration: none; font-size: .87rem; margin-bottom: 6px; }
.footer-cols a:hover{ color: var(--brass); }
.footer-legal{ margin-top: 34px; padding-top: 20px; border-top: 1px solid rgba(255,255,255,.12); }
.footer-legal p{ font-size: .78rem; color: rgba(255,255,255,.5); max-width: 90ch; }

@media (prefers-reduced-motion: reduce){
  html{ scroll-behavior: auto; }
  .mobile-nav{ transition: none; }
}